Transparent • Ethical • Results–Driven
Start Your ClaimThe Basics
When a property sells at a foreclosure auction, the winning bid pays off the existing mortgage and any liens. If the sale price exceeds the total owed, the excess — called surplus funds — belongs to the property owner or their heirs.
Why does it go unclaimed? Most owners never know it exists. The recovery process is complex, deadlines are tight, and without legal guidance the funds often escheat to the state — leaving the rightful owner with nothing.
The good news: this money is legally yours. And you have the right to claim it — whether you're the original property owner or an heir — across every state in the United States.
The legal framework for surplus fund recovery varies by state and county, but the core principle is consistent: when a property sells for more than the outstanding liens, the excess belongs to the owner or their heirs. Our process is designed to navigate these procedures on your behalf — handling the paperwork, filings, and communications with the appropriate authorities so you can focus on what matters.
The Process
Submit your inquiry using the form below. No upfront cost, no commitment.
We verify your surplus eligibility and research your property's auction history.
We prepare all necessary paperwork and legal filings on your behalf.
We file your claim with the appropriate authority.
The claim is reviewed and approved through the proper authority.
Surplus funds are released directly to you. Our fee comes from what we recover.
Is This For You?
You owned a property that went through foreclosure. The auction price exceeded the loan balance — and you never saw a dime.
A loved one passed away and left a property behind. You're handling the estate and want to recover any funds rightfully owed to the family.
You're an attorney, real estate agent, or CPA with clients who have surplus fund questions. We handle the process so you don't have to.
Transparent Pricing
We charge a 10%–30% contingency fee depending on case complexity. No upfront cost. No payment unless funds are recovered. No hidden fees.
Most standard cases fall between 12%–18%. Complex cases may range from 20%–30%.
Get Started
We've received your information and are reviewing your case. We'll be in touch within 1–2 business days.
License & Registration
Legacy Surplus Partners LLC is a registered Limited Liability Company operating nationwide. We are not attorneys and do not provide legal advice. We assist property owners and heirs in recovering surplus funds in compliance with applicable laws and procedures.